住房公积金个人购房贷款1万元等额本息还款方式计算表 |
商业银行个人购房贷款1万等额本息还款方式计算表 |
|||||||
年限 | 年利率% | 月还款额 | 总还款额 | 基准利率 | 月还款额 | 总还款额 | 首次购房优惠30%月还款额 | 首次购房优惠30%年还款额 |
1 | 3.33 | 848.44 | 10181.28 | 5.31 | 857.5 | 10290 | 848.77 | 10185.24 |
2 | 3.33 | 431.27 | 10350.48 | 5.4 | 440.51 | 10572.24 | 433.27 | 10398.48 |
3 | 3.33 | 292.27 | 10521.72 | 5.4 | 301.51 | 10854.36 | 294.26 | 10593.36 |
4 | 3.33 | 222.8 | 10694.4 | 5.4 | 233.75 | 11220 | 225.93 | 10844.64 |
5 | 3.33 | 181.16 | 10869.6 | 5.4 | 192.21 | 11532.6 | 184.31 | 11058.6 |
6 | 3.87 | 155.86 | 11221.92 | 5.94 | 165.45 | 11912.4 | 157.17 | 11316.24 |
7 | 3.87 | 136.09 | 11431.56 | 5.94 | 145.8 | 12247.2 | 137.42 | 11543.28 |
8 | 3.87 | 121.29 | 11643.84 | 5.94 | 131.12 | 12587.52 | 122.63 | 11772.48 |
9 | 3.87 | 109.8 | 11858.4 | 5.94 | 119.76 | 12934.08 | 111.15 | 12004.2 |
10 | 3.87 | 100.63 | 12075.6 | 5.94 | 110.72 | 13286.4 | 102 | 12240 |
11 | 3.87 | 93.14 | 12294.48 | 5.94 | 103.36 | 13643.52 | 94.53 | 12477.96 |
12 | 3.87 | 86.92 | 12516.48 | 5.94 | 97.27 | 14006.88 | 88.32 | 12718.08 |
13 | 3.87 | 81.68 | 12742.08 | 5.94 | 92.16 | 14376.96 | 83.09 | 12962.04 |
14 | 3.87 | 77.19 | 12967.92 | 5.94 | 87.8 | 14750.4 | 78.62 | 13208.16 |
15 | 3.87 | 73.32 | 13197.6 | 5.94 | 84.06 | 15130.8 | 74.76 | 13456.8 |
16 | 3.87 | 69.94 | 13428.48 | 5.94 | 80.82 | 15517.44 | 71.4 | 13708.8 |
17 | 3.87 | 66.98 | 13663.92 | 5.94 | 77.98 | 15907.92 | 68.45 | 13963.8 |
18 | 3.87 | 64.35 | 13899.6 | 5.94 | 75.48 | 16303.68 | 65.84 | 14221.44 |
19 | 3.87 | 62.01 | 14138.28 | 5.94 | 73.27 | 16705.56 | 63.51 | 14480.28 |
20 | 3.87 | 59.92 | 14380.8 | 5.94 | 71.3 | 17112 | 61.43 | 14743.2 |
25 | 3.87 | 52.07 | 15621 | 5.94 | 64.06 | 19218 | 53.66 | 16098 |
30 | 47 | 16920 | 5.94 | 59.57 | 21445.2 | 48.66 | 17517.6 | |
以上利率自2008年12月22日起实施 |